Mineral Resource Company
There might many huge names in the list of resource companies. But Eagle Africa is the only company that cares about nature and willing to do everything to protect the ecosystem.
Notice of Annual General Meeting
Our Annual general meeting is planned to be organized by the beginning of the next month.
African Eagle has been successful resource producer all over the world for the past thirty years. Our commitment towards work and an unquenchable thirst for success has made us who we are. We started out with ten mines. After three decades in the industry, we have more than 4000 mines under our control.
Eco Friendly Mining
The bad credit mortgage is considered as one of the most in demand types of mortgage in the UK. It is one of those financial products that was created to make sure that people who have a poor credit history still have the chance to get a mortgage.
Many people dream of buying their own home, but some people have issues with their credit history. If this is the case then it might be hard to get a mortgage. If this is the case then you may want to go for bad credit mortgages.
Some people are fortunate enough to have a great credit rating, which makes getting a mortgage easy. But what if you have bad credit? Is it still possible to get a mortgage? The short answer is yes. Short-term, high interest loans are available to people with bad credit histories. Long-term, low interest mortgages are also possible, though the requirements are much stricter. It all depends on what kind of mortgage you’re looking for.
Mortgages for bad credit – What are my options
As the old saying goes, the only two ways to get out of debt are to either die or become a millionaire. If you’re not willing to do either, you’re going to have to play by the rules. The most important rule for someone with bad credit is to get your finances in order. This means, first and foremost, paying off all your debts. Once you’ve done this, you’ll be in a better position to get a mortgage for bad credit, which can help you to achieve your dreams of homeownership.
We all know the saying: “the first mistake is always free”. That is true when it comes to obtaining a mortgage, but from then on, it’s going to cost you. So using our knowledge and expertise, we can help you avoid the mistakes that can cost you time and money, and get you the mortgage you want, as quickly as possible.
Mortgages for people with bad credit – Criteria
While most lenders will accept a bad credit history, they will charge you a very high rate of interest on the loan. This will cause the monthly repayments to be very high which could make it very difficult to ever get out of debt. There are some lenders who will accept bad credit histories but will offer a lower rate of interest on the loan. This means that your monthly repayments will be lower which will mean that you will be able to keep up with the repayments and get out of debt much sooner. Make sure that you apply for a mortgage with a lender who specialises in lending to people with bad credit histories.
The shared ownership mortgage is a method of buying a home that makes it possible for you to buy a new property, even if you think you have no chance because of bad credit. There are many people in the UK who have had a poor credit history that are perfectly capable of holding a mortgage if they are handled correctly. Many lenders will offer loans to people who have had a poor credit history, however, they will require you to have someone who has a good credit history and who will be responsible for the loan making a financial contribution to the process.
Shared ownership mortgages bad credit is a kind of flexible mortgage that you can switch between renting and buying. It’s more useful for people who have missed out on the best mortgage deals, either because they have a bad credit rating or because they haven’t been able to save a big enough deposit. In the past, people who had missed out on the best mortgage deals and wanted to be able to buy a home had to take out a normal mortgage and pay rent on the rest of their home. But with shared ownership mortgages bad credit, you can pay rent on a part-owned home of your own, and then buy the rest of it later, as you can afford to.
Need a mortgage, but you have a bad credit history?
Don’t worry; there are plenty of mortgages for bad credit available if you know where to look. Here at UK Mortgages, we offer a wide range of mortgages for bad credit, which makes it easy for you to find the right deal for your situation. For example, if you have had a recent change in your income, be it a raise or a new job, you may be able to get a mortgage as your income has increased. There are also many mortgage products that are tailored for people with bad credit, such as the no deposit mortgages or mortgages with low deposits.
Mortgages for bad credit are designed to help those people who have damaged credit and poor lending history to get the mortgage they want without the stigma that goes with it. There are two types of mortgages that can help people with bad credit: loans from the government and alternative mortgages.
It’s no secret that getting a mortgage is tough, but it’s not impossible. Whether you find yourself in a situation where you’re looking for a second chance with your current company, or you’re facing a tough financial situation and need to move, it can feel like you don’t have a lot of options. While some mortgage lenders would rather you go to someone else, many will be willing to work with you, if you’re willing to work with them.
While it’s easy to get excited about getting a mortgage, there’s a lot of jargon and numbers to deal with before you can pick up the keys to your perfect home. It’s important to know exactly what you’re getting into; otherwise, you could end up paying more interest than necessary, or finding yourself in a mortgage—or even a loan—you can’t afford.
Finding a mortgage is hard enough, but if you have a history of bad credit, it can become even more difficult. There are still a lot of things you can do to get mortgage approval for first time buyers with bad credit, but it will take a lot of research. In the U.K., the Financial Conduct Authority has put together a wealth of information to help you get started.
You may have heard about bad credit buy to let mortgages on the news or from a friend, but what is it? A bad credit buy to let mortgage is a mortgage for a buy to let property that is offered to individuals with a poor credit history. Buy to let mortgages are usually only offered to those with a good credit score, and a bad credit buy to let mortgage will usually only be offered to those who have a slightly poor credit score, but not terrible. Since there is a higher risk for these mortgages, the interest rates for bad credit buy to let mortgages are higher than normal.
The UK mortgage market is changing.
After years of having a few, but strict, mortgage lending rules in place, the regulators have relaxed the rules to allow mortgages for people with “bad credit”, “no credit”, or even “no income”. This has led to some really bad credit mortgages being offered, and has opened the market to a bigger, more diverse client base. That is, to some people. There are still many people that will find it difficult to get a mortgage, regardless of how bad their credit might be.
Low deposit mortgages for bad credit are available to (people who live in the UK) who want to get on the housing ladder. In recent years, the cost of a property in the UK has risen faster than wages, meaning that a lot of people are struggling to get the deposit their mortgage lender requires. (It is worth noting that first-time buyers are not the only ones who need low deposits in order to get a mortgage—even people who have previously owned property in the UK may struggle to raise the cash they need from a bank). However, there are a number of home loan products available to people who have had previous financial difficulties.
What is the definition of bad credit? In a nutshell, it is a situation where you have a long history of missed mortgage payments, utility bills, bank loans, credit cards, or other regular payments which can be attributed to being too close to or over your credit limit. To have a bad credit rating is not necessarily what it may seem to be. A bad credit rating does not mean that you are a bad person, it just means that you have made some bad decisions in the past and now you have to pay for them. If you are reading this article then you are probably in the market for a mortgage if you have a bad credit rating. You are not alone.
If you have a bad credit rating, you may feel like getting a mortgage is impossible. While it’s true that lenders are more regulated than ever and have tightened up considerably when it comes to approving mortgages for people with bad credit, that doesn’t mean there aren’t options. Mortgage brokers, for example, are experts at finding mortgages for bad credit. And as long as you’re not in default on any of your bills and you’re not a high risk based on your credit history, you may be able to find a mortgage broker who’s willing to help you out.
Businesses of all sizes have lots of operating costs, some of these won’t be in your control, whilst others you can control to an extent. One way to cut costs is by becoming more energy efficient, there are a number of different ways you can do this to help you save money on commercial electricity.
One of the best ways to reduce your bills is by using a business electricity comparison site such as Utility Saving Expert. Here you can quickly compare leading energy suppliers to find the best rate for your business needs. Whether you’re a macro, small or medium sized business, you could be saving thousands of pounds every year. Here are some of our favourite tips you should be taking advantage of to increase your energy efficiency.
Carry out an audit of your business electricity usage
Depending on who’s carrying this out, an audit can sound like an alarming word. Luckily, an energy audit is one really useful way to understand how your business uses electricity. Many commercial energy suppliers will provide you with a consultation before arranging an audit. These audits will give you all the information you need to better understand your energy consumption through each different use. This will help you quickly identify where your focus should be when improving energy efficiency in the workplace. It’s useful to carry out an audit every 12 months to assess the situation and make any required changes.
Turn off your lights and equipment
Unless your lights and equipment need to be running 24/7, you should consider switching them off overnight or any other time when not in use. This can be as simple as asking the last person who leaves the office to turn the light switch off. Asking employees to shut down their computers at the end of each work day can also make a big impact. It doesn’t just apply to computers, monitors and printers. Even TVs, microwaves, coffee machines and anything else that’s plugged in draws power and should be switched off when not in use.
This will seem straightforward to most but all those devices that are left running are consuming power. If you’re a medium sized business or larger, this can quickly add up. You could even send an email reminder to staff to encourage this.
Natural sunlight can be very beneficial
Taking advantage of natural sunlight should always be your first thought before walking towards the light switch. Open the blinds and/or curtains and let the natural light shine through. Natural light can have a large impact on the office environment during the day. Not only will it help you cut electricity costs, but it’s also proven to have positive effects on people’s mental health and wellbeing. Another useful tip is to look for areas within your office that are overly lit and see if you’re able to reduce the number of lights here.
Install CFL or LED lighting
Installing energy efficient compact fluorescent light (CFL) or light-emitting diode (LED) bulbs can dramatically reduce your business’ electricity consumption. Replacing old lighting with these modern energy efficient options throughout the office will help you save a lot of money on your business electricity bill annually.
When you consider the fact that office lights will normally be on for at least 10 hours a day, replacing a 60-watt bulb with an 18-watt energy efficient bulb makes a big difference, especially when you multiply these savings by the number of lights you’ll be replacing. Not only will you save money, but energy efficient bulbs also have another notable benefit, they last much longer meaning you won’t have to replace them as often.
Automating your office through motion detectors and dimmers can make life easier. This smart technology can sense when there is no one in the room and automatically turn off the lights after a com period of time. These sensors can be installed in hallways, boardrooms or other meeting spaces which aren’t being used constantly. Dimming controls can measure a room’s brightness and adjust the lighting accordingly.
Smart thermostats can be used to automatically adjust the office temperature. Depending on the time of year, heating or air conditioning can be activated 30 minutes before your office opens and automatically switch off 30 minutes after everyone has left the building.
Buy office equipment that is energy efficient
Anytime you buy electrical equipment for your office, look for the energy star rating. This will help you identify how energy efficient any electronic is. Avoid power hungry devices that do not have a standby feature.
Go green with renewable energy sources
Renewable energy sources such as solar and wind can help you lower your business electricity costs. Many business energy providers now offer competitive green tariffs. If you have the budget, why not consider investing in solar panel technology to generate your own power. You may even be eligible for a Government grant to help you reduce your overall carbon footprint. Many customers have responded positively towards businesses that are taking responsible steps towards a cleaner and more sustainable future.
We hope you’re able to implement as many of these ideas as possible to reduce your energy consumption. This will ultimately help you save money on business electricity and help fight climate change.
In a nutshell, you need extra insurance cover when ferrying hazardous material on the road. In most countries, hazardous materials refer to any substances or products that pose an unreasonable risk to the health of other people or the safety of the property.
Some common hazardous materials for which you need extra insurance include dynamite, propane or petroleum products, paints, adhesives, poisonous chemicals and cleaning compounds. However, it is important to remember that there are many materials which are classified as hazardous substances. In order to know if you are ferrying materials for which you need extra insurance, it is important that you consult the authorities in your locality.
As a transportation entity, you should also remember that the specific type of insurance that you will need will often depend on your jurisdiction. Insurance laws vary from place to place. When ferrying any hazardous material, you should ensure that you meet all the insurance requirements of all jurisdictions where your products will be ferried across.
In most instances, the type and level of insurance liability that your company will be required to assume will depend on the classification of the hazardous material you have on board. The more dangerous the material, the higher the level of insurance liability that you need to undertake.
In order to transport hazardous materials, your insurance policy should typically cover for the following:
- On-going contamination
- In-transit coverage
- The clean-up of site operations
- Loading of the substances
- Unloading of the hazardous substances
Depending on the classification and type of cargo that you have on-board, you may also be required to have hazmat insurance.
As a transportation firm, it is best that you first consult authorities in your area in order to understand what type of insurance you need in order to be comprehensively covered. You can also consult insurance firms which specialise in covering transporters of hazardous substances. For example CleanGreenCars.co.uk HGV Insurance – due to their experience, they can be able to provide information on the type of insurance required.
It is best that you are always comprehensively insured since you do not know what will happen on the road. Insurance claims can be expensive and the compensation payouts can be astronomically high when hazardous substances are involved. Remember that the risk of severe injuries goes up exponentially when hazardous substances are involved.
Further, it is important that you are fully covered as failure to even have one type of liability coverage can lead to your firm being slapped with hefty fines. Did I mention that failure to comply with insurance laws can also get your and your employees incarcerated? To be on the safe side, find out what is expected of you and fulfil your insurance obligations.
It’s important to have comfortable, breathable workwear uniforms to wear when you’re on the job. However, it’s just as important to consider sustainability. You need to think about the impact the production of your work clothes are having on the environment. If you’re on the hunt for eco-friendly workwear, read on…
You’ll Be Able To Purchase The Kind Of Workwear That You Want
Choosing the greener option shouldn’t have to be a big compromise. You should be able to find custom work clothing that you’re comfortable wearing to work that also happens to be environmentally friendly. While there are eco-friendly options that may not work for you, it’s like that you’ll be impressed with the pieces that are on offer.
They have a terrific selection of products, and all of their workwear looks great. If you’ve been struggling to find sustainable options that you can wear while you’re working, you can finally end your search.
You Can Go Green Without Breaking Your Budget
One of the primary reasons that many people wind up avoiding sustainable work clothing is the cost. A lot of companies are able to keep the price of their garments down through environmentally unsafe practices. Thankfully, eco-friendly workwear (whether printed or embroidered) isn’t as expensive as it once was, and you should be able to find a lot of green options that you can afford. For example, polo shirt logo embroidery is very popular for businesses who want to both brand their uniforms as well as giving staff a professional image. This kind of workwear can be made more sustainable by using more eco-friendly materials.
If you take a look at the prices of the workwear sold here, you’ll be able to see just how affordable these type of work garments can be. You’ll be able to buy truly sustainable apparel that is still well within your budget.
It’s A Great Way For Your Business To Reduce Your Carbon Footprint
No single person can save the planet on their own. However, every person can work to minimise the carbon footprint that they leave behind. There are so many small changes you can make that will have a huge impact, including focusing on buying eco-friendly work items.
The workwear industry definitely takes a toll on the environment, but that doesn’t mean that you can’t buy garments that won’t hurt the planet. In fact, as you browse this site, you’ll see that you can wear your favourite styles and reduce your carbon footprint at the same time.
There Are Choices For Everyone
Not every workplace has the same requirements when it comes to workwear. That’s why you’ll want to shop at a site that offers the kinds of options that you’re most interested in. Because you’ll have lots of different choices, you’ll be able to select personalised work clothes that are appropriate for your workplace.
You’ll want to make sure you have the right kind of uniform to wear to work. When you shop here, you’ll be able to get the sort of workwear you want and also find environmentally friendly options.
Don’t know where to buy eco-friendly workwear? If you haven’t checked out africaneagle.co.uk, you’ll want to do that sooner rather than later. Start looking at some of the pieces that they sell and see if you can find garments that would fit into your work wardrobe.